DISCUSSION

Never did I imagine that I would become a worry wart when it comes to my children's future. Yes its natural for a parent to worry about their children's future. The moment I became a mom was the moment I understood my husbands worry about getting the right life insurance. Now that my husband is considered middle age, he has taken it upon himself to find the best term life insurance quotes from different insurance companies. Everyone in my family has a life insurance but my husband wants to cover all the basis and get better life insurance if he can. My MIL turning 70 a couple of months ago has also been taking about her insurance. At first I didn't want to discuss things like insurance and funeral arrangement and benefits but I have come to the conclusion that If I want my kids to be taken cared of in case one of us passes away ,I have to pay attention and join in the discussion. Now I know the importance of finding the right insurance for our family.

PLAN IN PLACE

With time tick, tick ,ticking it was important for my husband to make sure that both our girls have life insurance as well as us. I really never thought about life insurance and the possibility of buying immediate annuities until Ralph discussed how important it was. When Ralph had his neck surgery he was very very worried. Afraid that in the even that something would happen to him he wants to make sure that we will be taken cared of. It used to rattle and scare me when Ralph and my MIL talk about life insurance. It was like they were talking about dying. That all changed when my youngest was born. I had to step up and really pay close attention and get involve in the discussion. For now, Ralph is happy with what we got but I'm sure he still has something up his sleeve. He will move heaven and earth to make sure things fall into place and he also wants to make sure he makes the right decision for our future.